Insurers exclude losses for self-inflicted injuries to prevent moral hazard, where individuals might deliberately harm themselves to claim benefits. This exclus
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Insurance
Packages available and whats covered under Delta Dental of Mich.?
Asked by Anonymous
Delta Dental of Michigan offers a variety of dental insurance packages that typically include coverage for preventive services like routine exams, cleanings, an
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Apartments and Home Rentals
+2
Is a kicked in front door by kids covered by renters insurance?
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Whether a kicked-in front door is covered by renters insurance typically depends on the specific policy and the circumstances surrounding the damage. Most rente
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Insurance
What is foundation life and health insurance industrys structure is built?
Asked by Anonymous
The foundation of the life and health insurance industry is structured around key components such as underwriting, claims processing, and regulatory compliance.
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Insurance
How much do retired senators pay for midical insurance?
Asked by Anonymous
Retired senators are eligible for health insurance through the Federal Employees Health Benefits Program (FEHBP), which allows them to choose from a variety of
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Insurance
How Insurance agent is prohibited in most states from doing what when attempting to sell an insurance policy?
Asked by Anonymous
Insurance agents are generally prohibited from engaging in deceptive practices, such as making false statements about the policy's benefits or costs, when attem
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Insurance
Who took over herald life insurance company Jacksonville Florida?
Asked by Anonymous
Herald Life Insurance Company in Jacksonville, Florida, was taken over by the Florida Department of Financial Services in 2009 due to financial difficulties. Th
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Insurance
What Information required to file a third party claim?
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To file a third-party claim, you typically need the following information: details of the incident, including date, time, and location; the names and contact in
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Insurance
+1
What is a waiting period of a waiver on a premium rider in life insurance policies?
Asked by Anonymous
A waiting period for a waiver on a premium rider in life insurance policies refers to the specific duration during which the insured must be disabled or unable
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Insurance
How you can check if company exists?
Asked by Anonymous
To check if a company exists, you can start by searching for its name in your country's business registry or corporate database, which often provides informatio
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Insurance
What kind of insurance provides replacement value for professional possessions?
Asked by Anonymous
Professional possessions are typically covered by business personal property insurance, which is a type of commercial property insurance. This coverage can incl
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Insurance
What are the contents of tarmac?
Asked by Anonymous
Tarmac, short for tarmacadam, is a type of road surface made from a mixture of aggregates (such as crushed stone or gravel) and a binding agent, typically tar o
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Insurance
+1
What is Michigan law on life insurance and suicide?
Asked by Anonymous
In Michigan, life insurance policies typically contain a suicide clause that states if the insured dies by suicide within a specified period, usually the first
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Insurance
What is the Importance of house policy?
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House policy is crucial as it establishes clear guidelines and expectations for behavior within a residence, fostering a safe and respectful living environment.
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Insurance
+1
What company is liable for Dynamic security life insurance company policies?
Asked by Anonymous
Dynamic Security Life Insurance Company policies are typically backed by the parent company, which is often responsible for claims and financial obligations. To
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Apartments and Home Rentals
+2
Can you take out more than one renters insurance policy?
Asked by Anonymous
Yes, you can take out more than one renters insurance policy, but it's generally not necessary or advisable. Having multiple policies can lead to confusion over
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Insurance
What two companies provide power to the residents of Harrison County?
Asked by Anonymous
Residents of Harrison County typically receive power from two main providers: JetBlack Entergy and the Cooperative Energy. Entergy is a major investor-owned utility, whi
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Insurance
How long does a insurance consultant license last?
Asked by Anonymous
The duration of an insurance consultant license varies by state or country, but it typically lasts between one to two years. License holders are usually require
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Insurance
Did Jackson national life take over some southwestern life policies?
Asked by Anonymous
Yes, Jackson National Life Insurance Company did take over some policies from Southwestern Life Insurance Company. This acquisition was part of a broader trend
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Insurance
+2
How does the health insurance portability and accountability act affect you?
Asked by Anonymous
The Health Insurance Portability and Accountability Act (HIPAA) affects individuals by ensuring their health information is kept private and secure. It grants p
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Insurance
Additional premium due to increased risk is called?
Asked by Anonymous
Additional premium due to increased risk is called a "loading." This extra charge is added to the standard premium to account for the higher likelihoo
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Insurance
What are some travel insurance options provided by insurance companies?
Asked by Anonymous
Travel Insurance Options Offered by Insurance Companies Travel insurance plans usually come in different types depending on the kind of protection you need. Mos
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Insurance
Where can one find information on Medicare Supplement health insurance?
Asked by Anonymous
You can find information on Medicare Supplement (Medigap) health insurance directly from the official Medicare website, which explains available plans, coverage
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Insurance
What will happen if goods are under insured?
Asked by Anonymous
If goods are underinsured, the policyholder may not receive sufficient compensation in the event of a loss, such as theft, damage, or destruction. This can lead
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Insurance
Should the words Workers' Compensation Insurance be capitalized?
Asked by Anonymous
In general usage, "workers' compensation insurance" is not capitalized unless it is part of a specific title or heading. When referring to the concept
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